Rewards
Base earn rate3% in Walmart Reward Dollars at Walmart and 1% everywhere else
ProgramWalmart Reward Dollars
Welcome bonus$25 Welcome Bonus in Walmart Reward Dollars awarded within five business days after an eligible single purchase of $75 or more (including taxes) using your Walmart Rewards Mastercard at Walmart retail locations in Canada or online at Walmart.ca, made within 30 days of application approval
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Walmart Delivery Pass annual subscription credit
3 months FREE
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
zero liability
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident