Rewards
Base earn rate1 point per $1 spent on everyday purchases
ProgramWestJet Rewards
Welcome bonusGet up to 10,000 WestJet points, a value of up to $100 off travel. Receive 5,000 welcome WestJet points upon first purchase and additional 5,000 WestJet points when you spend $1,000 in qualifying transactions within the first 3 months
Rewards typepoints
Fees & rates
Annual fee$39
Additional card$19
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Welcome round-trip companion voucher starting from $199 CAD (plus taxes, fees, charges and other ATC) after first purchase. Annual companion voucher issued each year thereafter when minimum $2,500 annually is spent. Can be exchanged for 25% flight discount or 5,000 WestJet points
$199 CAD base value
⭐
Save 3/L on gas at Petro-Canada with every fill-up, plus earn 20% more Petro-Points when you link your RBC credit card to your Petro-Points account
3/L savings
⭐
Get 50 Be Well points for every $1 spent on eligible purchases when you shop at Rexall with your linked RBC credit card
50 points per $1 spent
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Get a complimentary DashPass subscription from DoorDash for up to 6 months, enjoy unlimited deliveries from qualifying restaurants, plus $0 delivery fees on orders of $15+
6 months complimentary DashPass
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel accident
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
mobile device
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
hotel burglary
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident