Rewards
Base earn rate1.5 points on every $1 spent on business purchases
ProgramFlex Rewards
Welcome bonusNone
Rewards typepoints
Fees & rates
Annual fee$130
Additional card$50
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Access to 1300+ airport lounges worldwide and other services via Mastercard Travel Pass provided by DragonPass
💳
Travel and expense management solution via Navan integration for business owners and employees
🎩
Confidential 24/7 telephone-based legal assistance tailored for small businesses, offering prompt access to experienced lawyers for business-related legal questions
⭐
Auto rental discounts at Hertz with up to 20% off the Base Rate
Up to 20% off Base Rate
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
🛡️
common carrier accident
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident