Rewards

Base earn rate1.5 points on every $1 spent on business purchases

ProgramFlex Rewards Program

Welcome bonus$100 statement credit when you activate your card and make your first purchase within 30 days of activation

Rewards typepoints

Fees & rates

Annual fee$130

Additional card$50

Purchase interest rate20.99%

Cash advance rate22.99%

Foreign transaction fee2.5% (typical)

Standout perks

✈️

Access to 1300+ airport lounges worldwide via Mastercard Travel Pass provided by DragonPass

💳

Travel and expense management solution integrating directly with Navan Expense platform for managing business-related purchases and accounting

🎩

Confidential 24/7 telephone-based legal assistance tailored for small businesses, offering prompt access to experienced lawyers for business-related legal questions

💳

24/7 Travel Assistance

⭐

Hertz Auto Rental Discounts - Up to 20% off the Base Rate with reduced rate Loss Damage Waiver of $24.95/day (Canada) and $15.00/day (USA), no additional driver fee, and free enrollment in Hertz Gold Plus Rewards

Up to 20% off Base Rate

Everyday features

📱 Apple Pay & Google Pay

🔒 Zero-liability fraud protection

📶 Tap to pay

🛒 Purchase security

✈️ Airport lounge access