Rewards
Base earn rate2 points for every $1 spent on all eligible purchases
ProgramServus Circle Rewards
Welcome bonusReceive 25,000 Servus Circle Rewards points with a new Servus World Elite Mastercard a value of $250
Rewards typepoints
Fees & rates
Annual fee$150
Additional card$40
Purchase interest rate20.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Mastercard Travel Pass provided by DragonPass
🎩
Concierge service
⭐
Identity Theft Assistance Service
⭐
Mastercard Identity Check verification for online transactions
⭐
Zero-Liability Protection
⭐
Price Protection Service
⭐
Travel Assistance Services Lost travel documents, lost luggage, emergency cash transfer
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
common carrier accident
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident