Rewards
Base earn rate1 point for every $1 spent on all other purchases
ProgramFlex Rewards Program
Welcome bonusSign up for a new credit card and receive a $100 cash back incentive. Additionally, cardholders between the ages of 18 to 27 years old will receive a $100 statement credit when they activate their card and make their first purchase within 30 days of activation.
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$50
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Access to 1300+ airport lounges worldwide and other services via Mastercard Travel Pass provided by DragonPass
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Hertz Auto Rental Discounts: Up to 25% off the Base Rate, Fee-waived Underage Driver fee, Reduced Rate Loss Damage Waiver (LDW) $19.95/day with a reduced rate deductible of $250, No Additional Driver fee, 10% off Hertz Per Litre Price for Fuel, Free Enrollment in the Hertz Gold Plus Rewards Program
Up to 25% off base rate
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Thrifty and Dollar: Up to 10% off the rental rate, No young drivers surcharge, No fee for additional drivers
Up to 10% off rental rate
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One free rental day when you rent for a minimum of 7 consecutive days with Hertz rentals
One free rental day
🎩
24/7 Travel Assistance
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Zero Liability Fraud Protection
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
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travel medical
Emergency Health Care Coverage
🛡️
baggage delay
Lost or Delayed Baggage Coverage
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trip cancellation
Trip Cancellation Coverage
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trip interruption
Unlimited Trip Interruption Insurance
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rental car
Auto Rental Collision/Loss Damage Insurance
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purchase protection
90 days purchase protection on eligible purchases
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident